If you find that your personal information on your TransUnion credit report is inaccurate, you can file a dispute to have the information corrected. You can do this by mail, by phone, or online.
There are a few different ways that you can update your TransUnion information. You can do it online, over the phone, or by mail.
If you want to update your information online, you will need to create an account on the TransUnion website. Once you have done that, you will be able to login and update your information.
If you would prefer to update your information over the phone, you can call TransUnion customer service at 1-800-685-1111.
Finally, if you would like to update your information by mail, you can send your updated information to:
TransUnion LLC
Consumer Disclosure Center
P.O. Box 2000
Chester, PA 19016
How do I update my personal information on my credit report?
It’s not necessary to contact the credit bureaus to update your personal information on your credit reports. You can simply get in touch with your creditors and ask them to update your records with your new address, name or employer.
Your credit reports are updated when lenders provide new information to the nationwide credit reporting agencies for your accounts. This usually happens once a month, or at least every 45 days. Lenders may report new information more frequently, however, such as when you make a late payment or if there are changes in your account status.
How do I upload documents to TransUnion
We’re sorry for any inconvenience, but at this time we do not support online document uploads for updates to personal information such as Social Security number, date of birth, name and address. If you need to provide supporting documents for that type of dispute, please file your dispute request by phone or mail. Thank you for your understanding.
If you are still having trouble resetting your username or password, please call us at 800-916-8800 and we will be happy to help you. Thank you for your patience and we apologize for any inconvenience.
How do I correct my name and address on my credit report?
I am disputing the following information with the credit reporting company:
[List the information you are disputing, such as an account number for any account you may be disputing.]
I am disputing this information because [explain why you are disputing the information, such as “I never opened this account.”]
My contact information is as follows:
[List your complete name, address, and telephone number.]
The report confirmation number is [report confirmation number, if available.]
Please include your full name, Social Security number, and date of birth in your request. You may also fax your request to 610-296-6115.
What is TransUnion update?
TransUnion will typically update their consumer credit reports when they receive new information from a credit reporting agency. Most agencies will send new data every month or at least every 45 days. This helps to ensure that your credit report is up-to-date and accurate.
Hello,
I just wanted to let you know that disputing information that is incorrect, such as your name, address, phone number, and employer information, will not have any impact on your credit scores. This is because this type of information is not used to calculate your credit scores.
However, if there is an account that was fraudulently opened and has a past-due balance, this could be negatively impacting your credit scores. Therefore, if you do have any accounts that are in this situation, you should dispute them so that they can be removed from your credit report.
Thank you for your time.
How fast can I add 100 points to my credit score
Increasing your credit score by 100 points in a month may not be realistic for most people. However, by paying your bills on time, eliminating consumer debt, and maintaining a mix of both consumer and secured borrowing, you may be able to see an increase in your credit score within a few months.
If you believe you have answered the questions incorrectly, you can try again or contact TransUnion customer service for assistance.
How does TransUnion verify identity?
There are four main types of verification that are commonly used: knowledge-based, one-time passcode, device-based 2FA, and multifactor authentication (MFA).
Knowledge-based verification is the most common type of verification and is typically used for things like logging into a website or app. This type of verification uses a combination of something you know (usually a username and password) and something you have (usually a phone or computer).
One-time passcode verification is typically used for higher-security applications, such as bank transactions. This type of verification uses a one-time code that is generated by a device (usually a phone or tablet) and is entered into the app or website.
Device-based 2FA is similar to one-time passcode verification, but instead of using a one-time code, it uses a device that is registered to the user (such as a fingerprint or iris scan).
Multifactor authentication (MFA) is the most secure type of verification and is typically used for applications that require the highest level of security, such as military or government applications. MFA uses a combination of two or more of the following: something you know, something you have, something
TransUnion is a credit reporting agency that provides consumer credit information. Experian is a credit reporting agency that provides consumer credit information and also offers a more robust suite of consumer services. TransUnion provides your VantageScore, while Experian also provides your FICO Score 8.
How long does TransUnion stay on credit report
Adverse information includes any accounts that are delinquent, in collections, or have been charged off. This type of information can remain on your credit report for up to seven years from the date of first delinquency. If accounts do not contain adverse information, they will typically be reported for up to 10 years from the last activity on the account.
Dear Credit Bureaus,
I am writing to inform you of a name change. My new legal name is ____________. I would appreciate if you could update your records to reflect this change.
Thank you for your help in preserving my credit history.
Sincerely,
____________
Can I delete my TransUnion account?
To cancel your membership, please call our customer service line at (833) 598-0673. Our customer service hours are 8AM – 6PM Eastern Time Monday-Friday.
If you need to correct your name on your credit reports, you must file a dispute with each credit bureau that lists the name incorrectly. The process differs somewhat for each of the national credit bureaus. The Experian Dispute Center webpage explains procedures for submitting disputes online, by phone or by mail.
How do you correct erroneous information in your credit file
If you find an error on your credit report, you can submit a dispute to the credit reporting company. You will need to explain the error and what you want changed. Be sure to clearly identify each mistake separately, state the facts, explain why you are disputing the information, and request that it be removed or corrected.
If you need to update your personal information, you can do so by logging into your Equifax account and clicking on the “My Account” tab. From there, you can update your email address, username, mobile phone number, and password. Please note that changes to your online profile will not be reflected on your Equifax credit report.
Warp Up
There are a few ways that you can update your Transunion information. One way is to sign up for a free account with Transunion’s website. Once you have an account, you will be able to login and update your personal information. Another way to update your Transunion information is to contact customer service and request an update.
You can update your TransUnion information by logging in to your account and going to the “Personal Information” section. From there, you can update your address, phone number, and email address. If you need to update your name or Social Security number, you will need to contact TransUnion directly.